can not really distinguish the two, is the declining value of diamonds at the outer door, like a car, will retain its value?
can not really distinguish the two, is the declining value of diamonds at the outer door, like a car, will retain its value?
The answer might be if it is killing African men, women and children or not!
the value is based on the 4 C’s
color, cut, clarity and carat size
the certified diamond is likely traceable to a reputable institution that authenticates gems and there is a serial number etched on this diamond, linking it to the number on the certificate. the other diamond has not. you pay for the peace of mind with the certificate. an expert will probably easily tell the two apart. there are certain qualities to look for in a diamond and you may quickly see for yourself which is the better item. the ring will decline in value because it will have been worn and will be subjected to nicks blemishes during its lifetime.
certified means it’s real, and verifiably so. Unless you’re a gemologist, be very cautious buying uncertified.
Diamonds, while not an “investment” that quickly increases in value, do not decrease in value when you buy it.
Unless you pay too much. Or buy a chunk of glass…
For example, my great grandmother’s diamond that I got engaged with, doubled in value from the time my parents got engaged in 1982, to when I had it appraised earlier this year… (however, mine is an exceptionally rare and well cut stone)
A sales person should never pressure you in a diamond sale, and you should feel very comfortable with them. It’s an important purchase.
Do your research on the FOUR C’s… It will really help…
http://www.adiamondisforever.com
The certified one is more expensive because the legwork for appraisal has already been done. You could purchase the non-certified one, and pay a certified gemological appraiser to appraise and certify it for you, for very likely less then the price difference between the two. However, when you do purchase the non certified one, you would have no fallback should it appraise as lower quality then it was sold to you as. Just something to take into consideration – do you trust the jeweler you are considering purchasing from? If you feel wierd about it at all, go to a different jeweler.
As for the value question – the actual value doesn’t change, but the RESALE value does. Once you walk that diamond out of the store, you will not be able to resell it for what you paid. Unless your stone is of significant size and quality (2 or more carats, D-G color, no lower then VS1 in clarity, excellent to ideal cut), you will be lucky to get back half of what you paid retail. The insurance replacement value shouldn’t change, but the resale goes waaaaay down.
My advice is to never buy a diamond without a report from a decent gemological lab such as GIA. Never, because you don’t know if it is a natural untreated diamond, unless you are and expert or have a lab at home 
.
I only buy diamonds I have seen and graded myself, and trust the reports for them being natural untreated ones.
Comparing on an objective basis needs to be left to experts, trust me, as slight differences can give a serious price-difference. Triple Excellent cuts and no fluorescence, Flawless and Internally Flawless, … may play a serious role.
Most sellers know very well what to underline and what to omit when offering. So, always ask questions ! Buy from a seller you trust only.
The market prices of diamonds in 3 cts and over in the best colors and highest clarities has been rising steadily and seriously the last year, and the end is not in sight. Colored diamonds of the best qualities, have an even bigger growth actually, especially the green, blue, pink and red ones and the best yellow colors (intense and vivid).
The resale prices for me as I am a wholesaler are different for a consumer, like in all businesses. If you buy from a jeweler, you pay for his investment, service, brand, marketing, stores, guarantees, …. just like always. But in the best qualities diamonds always represent value, and rare ones will always find more demand than offer. Decline in value is relative, to me as a wholesaler it is completely non-existent until now. That is if they are real, natural diamonds of course.
Good luck and enjoy your gem !
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May 24th, 2010 at 11:53 am
The answer might be if it is killing African men, women and children or not!
May 24th, 2010 at 12:32 pm
the value is based on the 4 C’s
color, cut, clarity and carat size
May 24th, 2010 at 12:56 pm
the certified diamond is likely traceable to a reputable institution that authenticates gems and there is a serial number etched on this diamond, linking it to the number on the certificate. the other diamond has not. you pay for the peace of mind with the certificate. an expert will probably easily tell the two apart. there are certain qualities to look for in a diamond and you may quickly see for yourself which is the better item. the ring will decline in value because it will have been worn and will be subjected to nicks blemishes during its lifetime.
May 24th, 2010 at 1:20 pm
certified means it’s real, and verifiably so. Unless you’re a gemologist, be very cautious buying uncertified.
Diamonds, while not an “investment” that quickly increases in value, do not decrease in value when you buy it.
Unless you pay too much. Or buy a chunk of glass…
For example, my great grandmother’s diamond that I got engaged with, doubled in value from the time my parents got engaged in 1982, to when I had it appraised earlier this year… (however, mine is an exceptionally rare and well cut stone)
A sales person should never pressure you in a diamond sale, and you should feel very comfortable with them. It’s an important purchase.
Do your research on the FOUR C’s… It will really help…
http://www.adiamondisforever.com
May 24th, 2010 at 1:40 pm
The certified one is more expensive because the legwork for appraisal has already been done. You could purchase the non-certified one, and pay a certified gemological appraiser to appraise and certify it for you, for very likely less then the price difference between the two. However, when you do purchase the non certified one, you would have no fallback should it appraise as lower quality then it was sold to you as. Just something to take into consideration – do you trust the jeweler you are considering purchasing from? If you feel wierd about it at all, go to a different jeweler.
As for the value question – the actual value doesn’t change, but the RESALE value does. Once you walk that diamond out of the store, you will not be able to resell it for what you paid. Unless your stone is of significant size and quality (2 or more carats, D-G color, no lower then VS1 in clarity, excellent to ideal cut), you will be lucky to get back half of what you paid retail. The insurance replacement value shouldn’t change, but the resale goes waaaaay down.
May 24th, 2010 at 2:32 pm
My advice is to never buy a diamond without a report from a decent gemological lab such as GIA. Never, because you don’t know if it is a natural untreated diamond, unless you are and expert or have a lab at home
.
I only buy diamonds I have seen and graded myself, and trust the reports for them being natural untreated ones.
Comparing on an objective basis needs to be left to experts, trust me, as slight differences can give a serious price-difference. Triple Excellent cuts and no fluorescence, Flawless and Internally Flawless, … may play a serious role.
Most sellers know very well what to underline and what to omit when offering. So, always ask questions ! Buy from a seller you trust only.
The market prices of diamonds in 3 cts and over in the best colors and highest clarities has been rising steadily and seriously the last year, and the end is not in sight. Colored diamonds of the best qualities, have an even bigger growth actually, especially the green, blue, pink and red ones and the best yellow colors (intense and vivid).
The resale prices for me as I am a wholesaler are different for a consumer, like in all businesses. If you buy from a jeweler, you pay for his investment, service, brand, marketing, stores, guarantees, …. just like always. But in the best qualities diamonds always represent value, and rare ones will always find more demand than offer. Decline in value is relative, to me as a wholesaler it is completely non-existent until now. That is if they are real, natural diamonds of course.
Good luck and enjoy your gem !